Rental costs in Germany
A significant proportion of income in Germany is spent on rent, which can account for 35 % to 50 % of monthly costs. Rental costs vary depending on the location (city or country), the size and type of apartment (one-room apartment, shared apartment, accommodation with host families) and the furnishings. According to the Federal Statistical Office, monthly housing and energy costs in 2022 will be around 752 euros (including rent, heating, electricity and maintenance).
Costs for health insurance
Health insurance is compulsory for everyone in Germany. The costs vary depending on the type of insurance (public, private), the age of the insured person and the benefits offered. Most healthcare professionals who are in the adaptation phase choose a cheaper insurance policy that costs between 25 and 80 euros per month. Once the professional takes up a part-time or full-time position, public health insurance is usually arranged. The contributions normally amount to around 14 % of the gross salary, half of which is paid by the employee and half by the employer.
Costs for means of transportation
Transportation costs vary depending on the means of transport and frequency of travel. Those who use public transport do not have to pay much. The price of a Deutsche Bahn (DB) monthly ticket is 58 euros (as of 2025) and allows you to use most public transport except for express trains. People who drive their own car must consider the cost of gasoline and the cost of insurance and maintenance.
Cost of food
The cost of food and drink in Germany is acceptable overall and accounts for around 13.4 % of total monthly costs. Staple foods can be bought at reasonable prices and the monthly expenditure on food for a single person is around 245 euros (Federal Statistical Office, 2022).
Other costs
Additional expenses that need to be considered are, for example, clothing, vacations and leisure activities such as museum visits, walks in the park, concerts and festivals. These costs vary from person to person.
Added together
According to the Federal Statistical Office, the average monthly costs (including clothing, household goods, education, etc.) amount to 1,833 euros. However, the cost of living for a single person in Germany can be reduced to around 1,000 euros per month through cost-saving measures.